Most people are in at least one collision when they drive throughout their adult years. You might not do anything wrong and still have someone slam into your vehicle and cause extensive damage. According to Value Penguin, more than five million accidents happen every year on U.S. roads. If you're among those involved in a collision, you will likely need the help of a good auto collision repair service for the following reasons.

Your Lienholder Requires Immediate Repairs

Many people get loans to pay for their cars and use their vehicles to secure those loans. Lienholders require you to maintain your vehicle and keep it in good condition while you're paying off the loan. If your vehicle is damaged in a collision, you'll have to fix it as required by the lienholder. Virtually all loan agreements include carrying collision and comprehensive insurance that will pay to fix your vehicle no matter who might be liable for causing a collision. If you don't fix it, your lienholder might repossess the vehicle, sell it, and charge you for any unpaid amount still owed on the loan.

An Auto Insurer Will Cover the Repair Costs

If someone else causes an accident, that person's auto insurance should pay up to policy limits for auto collision repair work on your car. If you caused the accident, your collision coverage should pay to fix it, minus any deductible amount you must pay. When an insurer is paying for all or most of the cost to fix your car, you should get the work done as soon as possible. Insurers usually require car owners to get multiple repair estimates and will determine how much they will pay based on those estimates and after subtracting any deductible amount that might apply.

You Can Restore Your Vehicle's Value

Restoring your collision-damaged vehicle will help you restore its value. Any vehicle that's been damaged in an accident loses some value, but one that's repaired can regain most of that lost value. You get a better return on your transportation investment when you take the time to have collision damage repaired – especially if an insurer is paying for the work. Your car will also be worth more if you decide to sell it or trade it for another vehicle.

When you need auto collision repair services, you can call or visit our team at Simmons Collision to get an estimate and schedule repair work for your vehicle. We work with auto insurers and provide warranties on work done on all makes and models. We look forward to hearing from you.